10 Leading FinTech App Development Companies for 2025

What do Wealthsimple, Koho, and Borrowell have in common? Beyond reshaping the financial sector, these fintech companies have partnered with reliable fintech app development companies to bring their ideas to life. According to Statista, digital payment users will reach 4.81 billion in 2028. 

Choosing the right development partner is critical if you’re looking to build a fintech solution that stands out. But with so many options, how do you find a company that matches your vision and delivers high-quality solutions?

To help you make an informed choice, we have compiled a list of top fintech app development companies for 2025. These companies have been carefully selected based on Clutch’s verified customer reviews, industry ratings, and consistent performance. 

Whether you need to develop a mobile banking app or optimize payment systems, these companies can help you put your best foot forward. This list provides a reliable and trustworthy starting point.

What is a FinTech App Development Company?

A fintech app development company specializes in building innovative financial technology solutions to help businesses stay competitive in an ever-evolving industry. These companies combine technical expertise with deep financial knowledge to develop:

• Mobile Banking Apps
• Payment Gateways
• Investment Management Platforms
• Digital Wallets

The demand for fintech apps is surging, driven by the need for secure, scalable, and compliant solutions. Selecting the right fintech development partner is vital to ensuring your application is user-friendly, compliant with regulations, and future-ready.

Examples of FinTech App Development Companies

• Intellias: With expertise in Western Europe and North America, Intellias delivers secure and scalable financial technology solutions tailored to the needs of FinTech companies.
• Space-O Technologies: Based in Canada, Space-O Technologies provides custom fintech app development services. Their competitive pricing and industry expertise make them a go-to partner for U.S. and European businesses.
• iTechArt: Headquartered in Belarus, iTechArt offers comprehensive fintech app development services, from mobile banking to blockchain integration, catering to global clients.

Benefits of Hiring FinTech App Development Agency

Fintech app development companies are essential partners for creating innovative and scalable financial applications. Whether you’re developing a mobile banking app or custom finance platform, partnering with professionals ensures quality results tailored to your business needs. Here’s how they bring value to your projects:

1. Cost-effectiveness

Fintech app developers provide high-quality solutions at optimized costs, helping you achieve your goals without overspending. They leverage efficient workflows, virtual collaboration, and optimized infrastructure to minimize overhead and communication expenses. You gain excellent value while maintaining quality standards by accessing competitive labor rates.

2. Faster time-to-market

Speed is essential in the financial sector, and experienced developers excel at delivering results quickly. Agile processes, real-time collaboration, and streamlined project management ensure faster iterations and deployment. With prompt decision-making and rapid problem resolution, your app reaches the market on time, giving you a competitive edge.

3. Access to top talent

Fintech app development companies bring diverse skills and expertise to your project. These professionals have the latest tools and technologies, from blockchain and AI to mobile app development. Their specialized training ensures innovative, future-ready solutions that meet industry standards and user expectations.

4. Scalability

Your project needs may evolve, and professional development firms offer flexible scalability to adapt. Whether expanding teams or enhancing infrastructure, they provide dynamic resource allocation that ensures consistent performance. This adaptability allows you to scale efficiently while controlling costs and maintaining momentum.

Hiring app development companies can offer numerous advantages. These include cost savings, quicker time-to-market, access to top talent, and scalability. These benefits make them excellent for building secure and innovative financial applications like mobile banking apps and custom finance platforms.

List of Top 10 FinTech App Development Companies

Company Logo	Clutch Review and Ratings	Hourly Rates	Expertise
	4.8 stars (48 Reviews)	$25 – $49/hr	Custom Software Development Mobile App Development Web App Development Finance Apps  Enterprise App Development
	4.8 stars (38 Reviews)	$50 – $99 / hr	Software Consulting Custom Software Development Financial App Development Software Product Development Team Augmentation Cloud Application Development
	4.8 stars (122 Reviews)	$50-$99 / hr	Mobile App Development  iOS Development Android Development  Web App Development Blockchain Staff Augmentation
	4.9 stars (62 Reviews)	$25 – $49 / hr	Product and Platform Engineering Cloud and DevOps Engineering Data Engineering AI/ML Engineering Digital and Experience Engineering Finance app development
	5.0 stars (19 Reviews)	$50 – $99 / hr	Custom Software Development Mobile App Development Website Development Project Management Finance Apps
	4.9 stars (14 Reviews)	$100 – $149 / hr	Mobile Development React Native Development Server Side Development App Design
	5.0 stars (84 Reviews)	$50-$99 / hr	Website Development Application Development Financial apps Paid Advertising SEO Email & SMS Marketing
	5.0 stars (32 Reviews)	$150 – $199 / hr	UX Design and Research Development and Technology Digital Health Solutions Financial app MindSea Digital Health Check Mobile App Redesign
	4.9 stars (31 Reviews)	$100 – $149 / hr	Artificial Intelligence Solutions Web and Mobile Fintech Platforms
	4.9 stars (19 Reviews)	$50 – $99 / hr	Mobile Banking Apps Web Apps Business Platforms UI/UX Design

1. Space-O Technologies

Space-O Technologies is a leading fintech app development company renowned for delivering innovative and secure financial solutions. With over 300+ Android and iOS mobile applications and a portfolio of 100+ satisfied clients, including startups and Fortune 500 companies, Space-O Technologies has built a reputation for excellence in the mobile app development industry.

Space-O’s team of highly skilled financial app developers brings unparalleled custom fintech app development expertise.

Are you curious about the types of fintech app solutions we can create and the associated development cost for fintech solutions? Consult with our expert developers today to explore your options and get a detailed cost breakdown.

Why choose Space-O Technologies for fintech app solutions?

• Developed 300+ mobile solutions across industries.
• Trusted by global names like Canada’s Forest Trust and CAMSAFE.
• Experts in Agile and Waterfall methodologies, ensuring efficient project delivery.
• Committed to 100% transparency and secure collaborations with NDA agreements.

Industries Served	Healthcare & fitness, food & beverage, supply chain, fintech industry, transportation, real estate, custom CRM, HRMs, insurance
Team Size	250+
Minimum Project Size	$50,000
Hourly Rates	$25 – $49/hr
Founded Year	2016
Location	2 County Court Blvd., Suite 400, Brampton, Ontario L6W 3W8, Canada
Contact Details	+1 (437) 488-7337 or sales@spaceo.ca

2. ScienceSoft

ScienceSoft is a renowned IT consulting and software development company with over 35 years of experience. It specializes in delivering innovative FinTech solutions and has expertise in multiple industries, including healthcare, retail, manufacturing, banking, and telecoms.

ScienceSoft’s development team is proficient in various technologies essential for Fintech app development, such as programming languages like .NET, Java, Python, PHP, Golang, and more, frameworks like React Native, Mobile, Cloud, Software as a Service (SaaS), Internet of Things, and more, and Cloud Services like Microsoft Azure and Amazon Web Services.

Why choose ScienceSoft for fintech app development?

• Extensive experience: With a rich history since 1989, ScienceSoft has developed a deep understanding of various business models and processes across 30+ industries, including banking and finance.
• Comprehensive services: ScienceSoft offers various services, including custom software development, IT consulting, application services, testing and QA, data analytics, help desk services, infrastructure services, and cybersecurity services.
• Client-centric approach: ScienceSoft is committed to delivering high-quality and adaptable digital solutions that satisfy today’s needs and unlock tomorrow’s opportunities.

Industries Served	Healthcare & fitness, fintech, marketplace & e-commerce, mobile & web development
Team Size	250-999
Avg. project size	$50,000
Hourly Rates	$50 – $99/hr
Founded Year	1989
Location	McKinney, TX

3. Jafton

Jafton is a premier FinTech app development company in Canada, renowned for delivering innovative and robust financial solutions that drive business growth. Their team of experts focuses on creating top-quality, user-centric finance applications by blending advanced technologies with deep financial industry knowledge.

Why choose Jafton for fintech app development

• Proven expertise: Jafton has a strong presence in FinTech, specializing in creating customized financial technology solutions.
• Comprehensive services: They offer various services, including custom software development, blockchain solutions, and mobile app development for iOS and Android platforms.
• Innovative approach: Jafton utilizes the latest technologies to build scalable and secure FinTech applications and ensure compliance with industry standards and regulations.
• Client-centric focus: Committed to delivering solutions tailored to each client’s unique needs, Jafton maintains transparency and open communication throughout the project lifecycle.

Industries Served	Mobile app development, including iOS and Android development, UI/UX design, and finance industry
Team Size	120+
Avg. project size	$25,000+
Hourly Rates	$50 – $99/hr
Founded Year	2013
Location	New York, NY

4. Simform 

Since 2010, Simform has been empowering businesses with advanced software development services, helping them thrive in a competitive digital world. Their mission is to enable companies to achieve agility and competitiveness through scalable software solutions. 

Why choose Simform for fintech app development?

• Proven expertise – Simform brings extensive experience in fintech app development. They specialize in creating innovative and customized financial technology solutions. Their expert team provides end-to-end product engineering services.
• Comprehensive services – Simform offers a wide range of services. These include mobile app development for both iOS and Android platforms. They also provide SaaS platform solutions, web applications, and cloud services.
• Innovative approach – Simform leverages the latest technologies, such as blockchain and cloud computing. Simform ensures compliance with industry standards and regulations.
• Client-centric focus – Simform is committed to delivering tailored solutions for each client. They prioritize transparent communication and collaboration throughout the development process. 

Industries Served	Healthcare & fitness, food & beverage, supply chain, fintech industry, transportation, real estate, custom CRM, HRMs, Insurance
Team Size	1,000 – 9,999
Avg. project size	$25,000+
Hourly Rates	$25 – $49 / hr
Founded Year	2010
Location	Orlando, FL

5. Datarockets

Established in 2014, Datarockets has emerged as a leading software development company specializing in FinTech applications. With a team of over 30 skilled engineers, they have delivered more than 50 custom software solutions across 14 industries, including FinTech, Real Estate, and IoT.

Datarockets has a proven track record in the FinTech sector, exemplified by their collaboration with DealMaker, a legal FinTech startup. Over a three-year partnership, they significantly optimized the application, improved infrastructure, and integrated new payment methods.

Why choose Datarockets?

• Experienced team: A dedicated team of over 30 in-house engineers with a decade of experience.
• Quality assurance: Code quality and project scalability are emphasized through rigorous testing and documentation.
• Client-centric approach: Focus on building long-term client relationships, ensuring transparency and effective communication.

Industries Served	Healthcare & Fitness, Fintech, Marketplace & E-commerce, Mobile & Web Development
Team Size	10 – 49
Avg. project size	$50,000+
Hourly Rates	Undisclosed
Founded Year	2014
Location	Toronto, Canada

6. App & Flow

Founded in 2015, App & Flow has established itself as a trusted name in developing scalable and high-quality mobile applications, specializing in finance app development. Leveraging advanced technologies like React Native and Expo, the company delivers exceptional iOS and Android solutions tailored to diverse business needs.

App & Flow has a strong focus on finance app development, working with startups and enterprises to build solutions such as:

• Mobile banking apps
• Financial analytics platforms
• Payment processing solutions

Their technical proficiency in the financial domain enables them to deliver user-friendly applications that perform efficiently. 

Why choose App & Flow for finance app development?

• Innovative technology: Early adopters of React Native, App & Flow’s expertise ensures seamless, cost-effective, and high-performance apps.
• Proven track record: Collaborations with Y Combinator startups and global enterprises showcase their ability to deliver at the highest level.
• Client-centric approach: Renowned for strong project management, excellent communication, and on-time delivery within budget.

Industries Served	Healthcare & fitness, food & beverage, supply chain, fintech industry, transportation, real estate, custom CRM, HRMs, insurance
Team Size	2 – 9
Avg. project size	$50,000+
Hourly Rates	$100 – $149/hr
Founded Year	2015
Location	Bromont, Canada

7. Out Origin 

Since its inception in 2013, Out Origin has been at the forefront of delivering high-quality software solutions. It specializes in fintech app development and transformative digital applications. With a dedicated team of experts, Out Origin focuses on creating secure, scalable, and user-centric financial applications to enhance business efficiency and drive innovation.

Out Origin excels in building applications that address key financial sector challenges, including Mobile payment systems, Blockchain integration, IoT and wearable fintech apps, and Progressive Web Apps.

Why choose Origin for fintech app development?

• Comprehensive expertise: Out Origin delivers fintech applications customized to financial institutions and businesses’ unique needs, from mobile banking apps to blockchain-based solutions.
• Diverse portfolio: Successfully executed projects like FinGo demonstrate their ability to develop cutting-edge financial platforms.
• End-to-end solutions: Out Origin manages the entire development lifecycle, from consultation to deployment, ensuring a seamless experience.

Industries Served	healthcare & fitness, food & beverage, supply chain, fintech app development project, transportation, real estate, custom CRM, HRM, and insurance.
Team Size	10 – 49
Avg. project size	$1,000+
Hourly Rates	$50 – $99/hr
Founded Year	2014
Location	Edmonton, Canada

8. MindSea

Founded in 2007, MindSea has over 12 years of experience delivering customer-centric mobile app solutions, specializing in fintech and healthcare app development. Based in Halifax, Canada, MindSea’s highly skilled developers are renowned for creating scalable, secure, and user-friendly mobile applications tailored to diverse industry needs.

MindSea provides various services for the financial industry, including mobile banking apps, financial planning tools, payment gateways, and cross-platform solutions. Focusing on user-centric designs, MindSea ensures its fintech apps are engaging, reliable, and aligned with business objectives.

Why choose MindSea for fintech app development?

• User-focused approach: MindSea emphasizes intuitive designs and seamless user experiences, making their apps ideal for customer-facing fintech solutions.
• Diverse expertise: With capabilities spanning iOS, Android, and React Native, they deliver flexible, cross-platform applications.
• Proven track record: MindSea has collaborated with notable clients like Proposify, Constant Health, and 99 Walks, consistently exceeding expectations.

Industries Served	Healthcare & Fitness, supply chain, finance industry, transportation, retail & e-commerce, real estatefood & beverage, custom CRM solutions, insurance
Team Size	10 – 49
Avg. project size	$10,000+
Hourly Rates	$150 – $199/hr
Founded Year	2007
Location	Halifax, Canada

9. Osedea

Founded in 2011, Osedea is a leading software development company based in Montréal, Canada, known for delivering customized digital solutions that empower businesses to innovate and grow. Their fintech expertise makes them a trusted partner for companies seeking to build scalable and user-focused financial applications.

Osedea specializes in creating investment apps and financial solutions that address complex business needs, including custom banking solutions, investment apps, blockchain integration, and low-code development.

Why choose Osedea for fintech app development?

• Comprehensive expertise: Osedea supports the full software development lifecycle from MVP creation to enterprise-grade fintech applications.
• Cutting-edge technology: Proficient in React, Flutter, Python, Node.js, and Azure, ensuring modern and reliable fintech solutions.
• Innovative development models: Expertise in low-code and no-code platforms enables rapid, cost-effective application development.

Industries Served	Healthcare & fitness, finance & fintech, transportation & logistics, retail & e-commerce, real estatefood & beverage, custom CRM solutions
Team Size	50 – 249
Avg. project size	$50,000+
Hourly Rates	$100 – $149/hr
Founded Year	2011
Location	Montréal, Canada

10. Essential Designs

Founded in 2014, Essential Designs has become a trusted partner for businesses across Canada, delivering custom software and mobile app development solutions. With offices in Vancouver, Toronto, and Calgary, their expertise spans a wide range of industries, including fintech, healthcare, and AI-driven solutions. Essential Designs is renowned for creating robust, user-friendly applications customized to clients’ needs.

Their dedication to security, compliance, and user experience ensures applications meet the highest industry standards. Moreover, the company specializes in iOS and Android app development and follows an in-depth mobile application development process, including design, development, and rigorous testing. 

Why choose Essential Designs for fintech app development?

• Proven expertise – Simform has a strong presence in the fintech industry. They specialize in creating customized financial technology solutions that are tailored to meet the unique needs of their clients.
• Comprehensive services – Simform offers a wide array of services, ensuring all aspects of fintech app development are covered. They provide custom software development, blockchain solutions, and mobile app development for iOS and Android platforms.
• Innovative Approach – Simform leverages cutting-edge technologies to build secure and scalable fintech applications. They are committed to staying ahead of industry trends by incorporating blockchain, cloud computing, and machine learning.
• Client-centric focus – Simform places a high value on transparent communication and collaboration. They tailor their solutions to each client’s unique needs and provide continuous support throughout the project lifecycle.

Industries Served	Custom Software (web, mobile & cross-platform), Mobile Apps (iOS and Android), AI & Data Science, team augmentation, product advisory, embedded software for devices
Team Size	10 – 49
Avg. project size	$25,000+
Hourly Rates	$50 – $99 / hr
Founded Year	2014
Location	Vancouver, Canada

Things to Consider While Choosing Among Fintech App Development Companies 

Selecting the right fintech app development company ensures your project’s success. To help you make an informed decision, here are key factors to consider and actionable pointers for each.

1. Domain expertise in the finance services industry

Ensure the company has proven experience in building fintech solutions. Look for:

• Experience in mobile banking app development and other financial applications.
• Knowledge of regulations affecting financial institutions, such as PCI DSS or GDPR compliance.
• Proven track record of working with financial institutions and finance services industry clients.
• Expertise in payment systems, insurance platforms, and lending solutions.

2. Technology stack for custom financial software development

A robust technology stack ensures scalability and future readiness. The ideal company should offer the following:

• Use of advanced technologies like blockchain, AI, and machine learning.
• Proficiency in frameworks such as React Native, Swift, and Kotlin for financial app development.
• Experience integrating secure APIs for mobile banking app development.
• Ability to build scalable architectures suitable for growing financial institutions.
• Knowledge of cloud solutions to ensure data accessibility and security.

3. Compliance with security standards for financial institutions

Compliance with financial regulations and robust security protocols are non-negotiable. Verify that the company:

• Implementation of encryption, tokenization, and multi-factor authentication.
• Familiarity with global and local financial regulations for the finance services industry.
• Regular security audits to identify and resolve vulnerabilities.
• Expertise in developing custom financial software development solutions.
• Focus on protecting user data to build trust in financial institutions.

4. Portfolio and reputation in the financial services industry

• Review of case studies in mobile banking app development and financial app projects.
• Positive testimonials from clients in the finance services industry.
• Demonstrated ability to transform traditional finance services into digital platforms.
• Transparent and detailed descriptions of past projects.
• High ratings and reviews on platforms like Clutch or GoodFirms.

5. Post-development support and maintenance

• Offers regular updates for apps used by financial institutions.
• Provides support for bug fixes and performance optimization.
• Flexible plans for scaling custom financial software development as your business grows.
• Commitment to adding new features based on market trends.
• 24/7 support for critical issues in financial app development projects.

Use this checklist to find a finance app development company delivering reliable, compliant, innovative solutions.

Find the Perfect Fit for Your FinTech Development Project

Your search for the top Fintech app development companies in 2025 ends here. Each company on this list demonstrates exceptional expertise in developing secure, scalable, innovative financial solutions. The selection was based on critical factors like technical proficiency, cost-effectiveness, and their ability to meet industry-specific needs.

This curated list of leading fintech app development companies equips you with the insights to make an informed decision. By partnering with these professionals, you can streamline your development process, ensure compliance with financial regulations, and deliver a user-friendly app that aligns with your business goals. Collaborate with our experts who understand the ins and outs of creating a mobile app solution for your finance business and help you stay ahead in the competitive market.