Top 10 Fintech Software Development Companies in 2025

Have an amazing fintech software idea to streamline your financial operations, but struggling to find the right partner to turn your vision into an innovative solution? We understand that finding the right fintech software development company capable of transforming your ideas into scalable, sustainable solutions can be challenging in today’s competitive landscape. 

To make things easier, we have curated a list of the 10 best fintech software development companies, each with proven expertise and a commitment to delivering financial innovation. Whether you’re planning to develop a mobile banking app, blockchain-based solution, or payment gateway, these companies can bring your vision to life.

Our research team reviewed more than 170 companies, selecting the ones with an average of 4.8 ratings on top B2B research and review platforms like Clutch and GoodFirms. We further analyzed client ratings, feedback, and portfolios to ensure only the most reliable partners make it to the list.

170+
Companies Reviewed

50+
Fintech Projects Delivered

14+
Years Experience

4.8
Average Client Rating

Let’s Discuss Your Project

Our trading platform was on the verge of collapse when we partnered with Space-O. We found them through our mutual network, and hiring them was truly a lifesaver for our company. Space-O’s team understood the mission and delivered the revamped app surprisingly faster than we imagined. They modernized the app by integrating AI to power features like advanced market analysis and predictive financial analytics. Thanks to their expertise, we not only saved our app but also retained tens of thousands of dedicated users, providing them a risk-free and smarter trading experience. Space-O is a rare find in fintech development, and we wholeheartedly recommend them.

Camila Rooney

Camila Rooney

Vice President – Trading Startup

Quick Comparison of Top
Fintech Software Development Companies

Compare key metrics to find the best fit for your project

CompanyRatingTeam SizeHourly RateExperienceBest ForAction
Space-O TechnologiesSpace-O Technologies ★★★★★
4.8 (48)
50 – 249$25 – $49/hr14+ years
  • Enterprise
  • Startups
  • Healthcare
See Expertise
VentionVention ★★★★★
4.9 (88)
1,000 – 9,999$50 – $99/hr22+ years
  • Fintech
  • Healthcare
  • Proptech
See Expertise
SCNsoftSCNsoft ★★★★★
4.8 (39)
250 – 999$50 – $99/hr35+ years
  • Healthcare
  • Finance
  • Banking
See Expertise
CleveroadCleveroad ★★★★★
4.9 (73)
250 – 999$25 – $49/hr14+ years
  • Healthcare
  • Logistics
  • Fintech
See Expertise
Trango TechTrango Tech ★★★★★
4.8 (20)
250 – 999$25 – $49/hr22+ years
  • IT
  • Education
  • Fintech
See Expertise
SPD TechnologySPD Technology ★★★★★
4.8 (14)
250 – 999$50 – $99/hr19+ years
  • Finance
  • eCommerce
  • Legal
See Expertise
10Clouds10Clouds ★★★★★
4.9 (88)
50 – 249$50 – $99/hr14+ years
  • Fintech
  • IT
  • Education
See Expertise
IntellectSoftIntellectSoft ★★★★★
4.9 (40)
50 – 249$50 – $99/hr18+ years
  • Medical
  • Automotive
  • Fintech
See Expertise
BairesDevBairesDev ★★★★★
4.9 (60)
1,000 – 9,999$25 – $49/hr16+ years
  • IT
  • Medical
  • Fintech
See Expertise
TrigmaTrigma ★★★★★
5.0 (124)
50 – 249$25 – $49/hr16+ years
  • Entertainment
  • Fintech
  • Automotive
See Expertise

List of Top 10 FinTech Software Development Companies

Space-O Technologies

★★★★★ 4.8 (61 Reviews)

Editor’s Choice

Founded in 2016, Space-O is a leading custom software development company based in Toronto, specializing in custom software, mobile apps, and web applications. With a strong focus on delivering innovative solutions, the company has worked with over 100 clients, developing more than 300 custom solutions, primarily for businesses in Canada and the USA. Space-O boasts a remarkable 65% repeat and referral business rate, a testament to its high client satisfaction and trust.

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  • Payment processing software
  • Mobile banking platforms
  • AI-Powered financial software
  • Blockchain-enabled solutions
  • Custom financial platforms.
Top ClientsNike, McAfee, NAQEL, Saint-Gobain, Walmart
Minimum Project Size$10,000+
Hourly Rate$25 – $99/hr
Founded Year2010
LocationBrampton, Canada
Contact+1 (623) 335-2152 or sales@spaceotechnologies.com

Vention

★★★★★ 4.9 (88 Reviews)

Vention is at the forefront of fintech software development, delivering tailored solutions that combine business logic, intuitive UX, and top-tier security. Whether working with startups or large enterprises, Vention develops software that pushes the boundaries of traditional finance, offering scalable solutions designed for the future of banking. With expertise across multiple fintech sectors, Vention supports clients in navigating the evolving financial landscape.

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  • Cloud-based Financial Solutions
  • Blockchain-based Fintech Solutions
  • Fintech Consulting
Top ClientsCoca-Cola, Brex, PayPal
Minimum Project Size$25,000+
Hourly Rate$25 – $49/hr
Founded Year2000
LocationNew York, NY

SCNsoft

★★★★★ 4.8 (39 Reviews)

SCNsoft stands out in the fintech sector with over a decade of deep-rooted expertise. Their team, comprising 50 to 249 specialized professionals, excels in delivering high-impact fintech solutions customized to meet the evolving needs of the financial industry. With project engagements starting at $10,000, they offer a cost-effective approach to complex fintech challenges, leveraging advanced technologies to enhance transaction security, improve financial data analysis, and streamline payment processes.

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  • Smart Payment Solutions
  • Regulatory Compliance Platforms
  • Financial Fraud Detection Software
Top ClientsDeloitte, IBM, Nestle
Minimum Project Size$50,000+
Hourly Rate$50 – $99 / hr
Founded Year1989
LocationLas Vegas, NV

Cleveroad

★★★★★ 4.9 (73 Reviews)

Cleveroad is a trusted name in fintech software development, delivering innovative solutions for financial institutions. Leveraging technologies like AI, blockchain, and IoT, they design robust, scalable applications tailored to improve operational efficiency and customer experiences. Cleveroad’s expertise ensures seamless compliance with industry regulations while fostering digital transformation.

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  • Custom Fintech Software Development
  • Software Modernization
  • Third-Party Integrations
Top ClientsLEGO, Mango Pay, Blockbuster
Minimum Project Size$5,000+
Hourly Rate$25 – $49/hr
Founded Year2011
LocationNew York, Florida

Trango Tech

★★★★★ 4.8 (20 Reviews)

Established in 2017, Trango Tech has become recognized in fintech software development, delivering innovative financial solutions. With over 50 skilled engineers, they have successfully created 75+ custom solutions, excelling in payment systems, digital banking, and blockchain integration. Their secure, user-friendly applications enhance business efficiency and elevate customer experiences.

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  • Fintech Software Consulting
  • AI-Powered Lending Platforms
  • Blockchain integration
Top ClientsMatch Box, Helpp, Edenred
Minimum Project SizeUndisclosed
Hourly Rate$25 – $49 / hr
Founded Year2003
LocationSalt Lake City, UT

SPD Technology

★★★★★ 4.8 (14 Reviews)

SPD Technology is a leading international software development company with over 18 years of experience. SPD specializes in innovative software solutions and serves the finance, insurance, and eCommerce industries. Their expertise spans artificial intelligence, cloud computing, and cybersecurity, empowering businesses with strategic and scalable technology.

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  • POS Software Development
  • Payment Software Development
  • Fraud Detection Software Development
Top ClientsPhoenix Security, Pie Insurance, Touch Bistro
Minimum Project Size$50,000+
Hourly Rate$50 – $99/hr
Founded Year2006
LocationLondon, England

10Clouds

★★★★★ 4.9 (88 Reviews)

10Clouds is a leading financial software development company specializing in web and mobile app development, blockchain, and digital design. Their team creates innovative solutions tailored to industries like fintech, banking, and Web3, leveraging cutting-edge technology and best practices to ensure success. Known for exceptional security and compliance standards, 10Clouds delivers scalable and future-ready financial applications.

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  • Bespoke Fintech Solutions
  • Fintech Software Consulting
  • Blockchain solutions
Top ClientsDCLEX, Quesmed, Zexus
Minimum Project Size$25,000+
Hourly Rate$50 – $99/hr
Founded Year2009
LocationWarszawa, Poland

IntellectSoft

★★★★★ 4.9 (40 Reviews)

Intellectsoft has carved a niche in the fintech software development industry with its approach to creating scalable and secure financial applications. Since its founding in 2007, the company has been pivotal in transforming financial services through innovative solutions. 

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  • Custom Financial Software Development
  • API Development & Integration
  • Online Banking Platforms
Top ClientsMitsubishi Power, Pocket Dentist, Harkins
Minimum Project Size$50,000+
Hourly Rate$50 – $99 / hr
Founded Year2007
LocationPalo Alto, CA

BairesDev

★★★★★ 4.9 (60 Reviews)

BairesDev is a leading name among financial software development companies, delivering comprehensive software development services tailored to client needs. Their expertise spans secure payment platforms, real-time transaction processing, and scalable financial solutions, ensuring industry compliance and innovation. Known for assembling top-tier teams, BairesDev consistently delivers high-quality, customized applications that drive business growth.

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  • Financial Services App Development
  • Investment Management
  • AI-Powered Fintech App Development
Top ClientsNextRoll, Pinterest, Motorola
Minimum Project Size$50,000+
Hourly Rate$25 – $49 / hr
Founded Year2009
LocationSan Francisco, CA

Trigma

★★★★★ 5.0 (124 Reviews)

Itexus has established itself as a leader in fintech software development, catering to startups, mid-size, and large companies with many innovative financial solutions. Founded to transform the fintech landscape, Itexus develops custom software that facilitates efficient financial operations, enhanced security measures, and improved customer engagement. 

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  • Customized financial solutions
  • Fintech App Modernization
  • Fintech Consulting
Top ClientsShell, Samsung, Cascade
Minimum Project Size$10,000+
Hourly Rate$25 – $49/hr
Founded Year2009
LocationMinsk, Belarus

Our Fintech Software Development Portfolio

Cryptocurrency Wallet App

Fintech

Cryptocurrency Wallet App

Our team has developed from scratch a cryptocurrency wallet application for iOS and Android using Swift and Kotlin. This app enables users to save and send multiple cryptocurrencies securely. It features multi-factor authentication, transaction history, biometric protections, and push notifications. 

Project Duration: 8 months

User Growth: 65%

AI-Powered Trading Platform

Trading Platform

AI-Powered Trading Platform

We built a user-friendly trading platform using Python and React Native for iOS and Android. This platform is packed with advanced features such as real-time market analysis, personalized trading advice, and predictive analysis to give users a risk-free trading experience.

Project Duration: 10 Months

User Engagement: 65%

Digital Lending Platform

Fintech

Digital Lending Platform

Our team built a smart digital lending platform using Java and Angular that automates the loan application and approval process. This platform boasts features like automated credit scoring, biometric security, e-signature capabilities, and real-time loan status tracking.

Project Duration: 11 Months

Loan Processing Time: 42%

Why Choose Space-O Technologies?

  • Experienced Team: Our software developers hold 14+ years of experience delivering innovative fintech solutions. 
  • Technical Expertise: Deep expertise in building secure and scalable payment processing systems and APIs.
  • Proven Track Record: We have delivered 20+ successful fintech solutions to clients worldwide.
  • Industry Experience: We build apps for diverse industry niches, including eCommerce, retail, commercial banks, and healthcare. 
  • Security Focus: We follow standard security practices and protocols, including MFA, data encryption, and ISO 20001.  
  • Innovation: Our team integrates trending technologies like AI & ML, and blockchain to build smart fintech solutions.

Frequently Asked Questions

What are the key services offered by fintech software development companies?

Fintech software development companies provide services like custom software development, digital banking solutions, and mobile app development. They also specialize in creating payment solutions, wealth management tools, and regulatory compliance solutions tailored for the financial services industry.

Why is custom software development critical in the financial technology sector?

Custom software development ensures fintech solutions are tailored to the specific needs of financial institutions and their customers. It enhances operational efficiency, supports innovative software solutions, and meets the unique challenges of the financial industry, such as data security and compliance.

How do fintech software development services drive business growth?

Fintech software development services help businesses adopt cutting-edge technologies, improve customer satisfaction, and streamline financial operations. They deliver innovative solutions that cater to digital transformation and the evolving needs of the financial sector.

Why should financial institutions choose a fintech development company with a proven track record?

A fintech app development company with a proven track record ensures the delivery of high-quality software solutions. Their specialized expertise in the software development process guarantees seamless integration with existing financial services and adherence to industry standards.

How does cloud computing benefit fintech software development?

Cloud computing enhances scalability, reduces infrastructure costs, and improves data security. It supports innovative solutions like digital banking tools and expense management systems, ensuring fintech apps remain future-ready and adaptable to business needs.

What role does regulatory compliance play in financial software development?

Regulatory compliance ensures fintech apps meet legal and industry standards, protecting businesses from penalties and enhancing trust. Fintech software developers prioritize compliance to deliver secure and reliable software solutions for the financial services industry.

How can fintech software help improve operational efficiency?

Fintech software automates manual processes, enhances data analysis, and integrates advanced technologies like machine learning and blockchain. This leads to streamlined financial operations, better decision-making, and increased productivity in financial institutions.

What are the benefits of integrating blockchain technology into fintech apps?

Blockchain enhances transparency, security, and efficiency in financial transactions. It supports smart contracts, payment processing, and digital wallets, ensuring fintech apps offer innovative and secure solutions for the financial industry.

Ready to Build Your FinTech Software with the Right Partner?

Let us help you create an advanced, secure fintech software that meets your business goals. Our team will support you through each phase of development.