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Financial Software Development
Services We Offer

We are a leading software development company, with expertise in building end-to-end fintech solutions that enhance real-time financial visibility and automate up to 10–20% of manual operations

Fintech Software Development

Fintech Software Development

Need an efficient fintech solution to simplify your daily financial activities? Whether you require core digital banking platforms, simple payment gateways, or trading platforms, Space-O can cater to all your fintech needs. We specialize in building a diverse range of fintech platforms, whether to streamline financial operations within your organization or for commercial purposes.

Fintech Development Consulting

Fintech Development Consulting

Have a fintech idea but not sure how to proceed? Talk to our experienced consultants, who bring experience guiding Fortune 500 companies, to validate your idea and create a blueprint for an impactful solution. We’ll recommend the best technology stack, features, API integrations, and help leverage trending technologies like AI to build modern and secure solutions.

Software Modernization Services

Software Modernization Services

Looking to upgrade your legacy software for better performance and scalability? We modernize your outdated systems with the latest security patches, compliance updates, and enhanced features. Our team audits and refactors your existing codebases to identify and resolve security loopholes, bugs, and inefficiencies, ensuring flawless performance and secure financial transactions.

Looking To Future-Proof Your Financial Solution for Next-Gen Users?

Contact us. Our developers specialize in building sustainable and secure AI-powered fintech solutions tailored to evolving market demands.

Commitment

Our Commitment to Excellence

  • We have ISO 9001 certification, showing our commitment to top-quality management. 
  • Holding ISO 27001 certification, we prioritize top-tier financial data security and continuous compliance. 
  • We have a 98% on-time delivery record, showing our strong commitment to deadlines. 
  • With a strong team of 140+ software developers, we have in-depth expertise to tackle every technological challenge.

Top Financial Software Development Company

Is your existing financial system struggling to keep up with your evolving requirements and growing user base? Or perhaps you want to target digital payers with an innovative fintech solution? Whether you are modernizing your legacy system or need custom fintech software development services, Space-O can help. 

In over 7 years of operation, we have delivered innovative custom financial software, complying with regional guidelines and security protocols to multiple financial institutions and startups. Our team specializes in banking software development services, with expertise in building core banking systems, billing and payment solutions, and digital lending platforms. 

We also develop fintech solutions for niche industries like insurance, asset management, financial consultancies, and mortgage lending. What we offer:

  • Multi-Factor Authentication  
  • 2-3x Faster Transactions
  • Adherence to PCI DSS Standards 
  • Agile Software Development Process

Partner with us to build secure and future-proof fintech solutions that users trust. Fill out the form to book your free consultation today.

Discuss Your Software Requirements

Key Financial Software Solutions We Develop

Our expert financial software developers utilize their deep software development expertise and trending technologies to deliver innovative financial solutions that empower businesses and individuals.

Financial-and-Banking-Applications

Mobile Banking Apps

Looking to tap into the banking market with an innovative solution? We specialize in developing mobile banking solutions for iOS and Android, integrating advanced security measures and trending technologies to deliver a secure banking experience. Our feature-rich solutions include capabilities such as account management, transaction history, MFA, and bill payments.

Insurance

Insurance Management Systems

We develop easily configurable and user-friendly insurance management systems, enabling insurance companies, brokers, and corporates to streamline policy administration. Our platforms help stakeholders efficiently manage policies, claims processing, underwriting, and billing, ensuring reduced human errors and a centralized view of all the policyholders.

Payment processing software

Payment Processing Systems

Are slow payment gateways annoying your customers? Our experts specialize in developing responsive payment processing systems that facilitate up to 3x faster and secure transactions. We specialize in building PCI-compliant systems that support diverse payment modes, including cards, e-wallets, and crypto, providing users with a secure and reliable payment experience.

Trading App Development

Trading App Development

Want to deliver a smooth trading experience to your users? We build zero-latency, regulatory-compliant trading apps with features like real-time market analysis and multi-asset support, including stocks, mutual funds, and cryptos. Our solutions offer advanced security and high-speed transaction processing, ensuring a smooth trading experience even during peak market activity.

Digital Lending Platforms

Digital Lending Platforms

Our experts specialize in using trending technologies like AI to build smarter digital lending platforms. These platforms automate credit checks, loan disbursals, and risk assessments, enabling faster customer background checks and loan approvals. Our legally-compliant platforms adhere to regional regulations and are scalable to accommodate a growing user base.

Statistics Dashboard

Business Intelligence Platforms 

Struggling to derive actionable insights from your data? We build finance solutions that leverage AI to conduct financial data analytics and derive valuable insights. Our solutions feature predictive analytics, data visualization, and interactive dashboards. These capabilities enhance transparency over your financial activities and facilitate better credit risk management.

Top Software Solutions Developed by Us

Our Financial Software Development Process

Space-O is a leader in delivering custom financial software solutions. What distinguishes us is our expert-curated development process that uses agile methodology to ensure quality development and flexible iteration at any stage.

Requirement Analysis

Requirement Analysis

1

Our experts will engage in in-depth discussions with you to thoroughly understand your project needs, target audience, technical constraints, and pain points. This enables us to analyze your business objectives and ideal customer profiles (ICPs) for more accurate and comprehensive requirement analysis.

System Architecture & Design Planning

System Architecture & Design Planning

2

We design an easily scalable and modular system architecture that perfectly aligns with your business requirements. We select the right technologies, define features, and security frameworks that help build a secure financial solution that promises unbreakable security and quicker transactions.

Development & API Integrations

Development & API Integrations

3

We develop fully functional solutions based on the planned designs with clean and secure codebases that easily integrate with your legacy systems. We also custom-build and integrate third-party APIs to facilitate features like payment gateways, data aggregation, and KYC for enhanced functionalities and user experience.

Testing & Compliance Checks

Testing & Compliance Checks

4

To ensure no inefficiency, bugs, or loopholes go unnoticed, our quality assurance and security analysts conduct rigorous testing, including usability, penetration, security, and functional testing. We also perform compliance checks to ensure the solution adheres to regional regulations and standards like GDPR and SOC 2.

Final Deployment

Final Deployment

5

Once the software is thoroughly tested and ready for launch, we set up and configure the appropriate development environment. We deploy the solution using safe deployment practices, including staged roll-outs and blue-green deployments, to ensure the solution reaches the end-users without disruptions. 

Maintenance and Updates

Maintenance and Updates

6

To ensure your app runs smoothly and provides users with a secure financial experience, we conduct real-time threat and performance monitoring during our 90-day post-launch support period. With a 24 hr turnaround time, we identify and resolve system inefficiencies promptly to ensure uninterrupted and stable performance.

Technology Stack for
Financial Software Development

Containerization

Key Highlights of Space-O

Happy Clients Worldwide

100+

Happy Clients Worldwide

Successful Projects

300+

Successful Projects

Repeated & Referral Business

65%

Repeated & Referral Business

Why Choose Space-O for
Financial Software Development Services?

Space-O Technologies builds advanced fintech solutions for the financial services industry,  leveraging trending technologies like artificial intelligence, machine learning, and blockchain, fortified with advanced security for a smarter and secure financial experience.

30-Min Free Consultation

30-Min Free
Consultation

Time-Zone Compatibility

Time-Zone Compatibility

Comprehensive Reporting

Comprehensive Reporting

24×7 Support

24/7 Support

Transparent-Pricing-1

Transparent Pricing

Agile Approach

Agile Approach

NDA Signing

NDA for Data Protection

Complete Project Ownership

Complete Project Ownership

Ready to Build a Fintech Solution That Users Trust?

Let Space-O help. Our experts build innovative fintech solutions with unbreakable security and uninterrupted performance.

Industries We Serve

Our software developers have experience delivering effective custom software development services to diverse industry niches and businesses of all sizes, from Fortune 500 companies to startups

What do Clients Say About Our
Financial Software Development Services?

Our trading platform was on the verge of collapse when we partnered with Space-O. We found them through our mutual network, and hiring them was truly a lifesaver for our company. Space-O’s team understood the mission and delivered the revamped app surprisingly faster than we imagined. They modernized the app by integrating AI to power features like advanced market analysis and predictive financial analytics. Thanks to their expertise, we not only saved our app but also retained tens of thousands of dedicated users, providing them a risk-free and smarter trading experience. Space-O is a rare find in fintech development, and we wholeheartedly recommend them.

Camila Rooney

Vice President – Trading Startup

View All Testimonials

Camila Rooney

FAQs On Financial Services Software Development

How much time does it take for custom financial software development?

Generally, at Space-O, basic fintech software like Lite Banking apps takes 3 to 6 months to develop. Moderate complexity software, like a basic lending app or a personal finance management app, might take 6 to 12 months.

While advanced financial software, such as core banking modules, AI-driven trading platforms, might take more than one year and, in many cases, up to two years. Besides complexity, development time also depends on outsourcing location, tech stack, team size and expertise, and the type and number of integrations.

How does Space-O guarantee security and regulatory compliance for our financial applications?

Space-O follows stringent security protocols, including ISO 20001, end-to-end data encryption, PCI DSS, access-based control, and multi-factor authentication to ensure data confidentiality. We also comply with OWASP standards and WCAG guidelines to ensure your app is both secure and accessible for a wider audience.

Can you integrate custom fintech solutions with our existing system?

We do integrate custom financial solutions with your legacy systems. When developing a new solution, we follow development best practices and use tools and APIs that make it easier to integrate them with your existing systems.

To achieve this, we thoroughly analyze your existing infrastructure and use custom middleware solutions that facilitate the effortless integration of the developed solution with your existing system.

Do you integrate trending technologies like AI and blockchain into your financial solutions?

Yes, we do. Our team specializes in utilizing trending technologies like AI, blockchain, cloud computing, and data analytics in financial solutions to make them more innovative, modern, and effective.

How much do finance software development services cost at Space-O?

At Space-O, building basic fintech software typically costs around $15,000 to $100,000+. Moderate complexity software often costs $30,000 to $150,000 or more, while advanced, high-complexity financial software solutions at Space-O generally cost $70,000 to $300,000+. To get an accurate pricing estimate for your financial software development project, book your free consultation with our experts.