Trusted by Leading Brands
Fintech Web Development Services We Provide
We provide full-cycle fintech web development services to build high-performing, compliant, and scalable digital financial platforms. Our engineers use proven technologies such as Python, Node.js, Java, React, and AWS, combined with Agile methodologies and DevSecOps best practices.
Fintech Investment Solutions Development
We create platforms for stock trading, portfolio tracking, robo-advisory features, market analytics, and cryptocurrency operations. Our solutions help users access real-time insights and manage investments with accuracy and confidence
Custom Fintech Web Application Development
We engineer custom fintech platforms that support secure transactions, real-time processing, and compliance-driven workflows. Our web developers build payment systems, lending platforms, wealth management dashboards, billing software, wallet systems, and neobank solutions using modern frameworks that ensure scalability and security.
Fintech Integration & API Engineering
We integrate your fintech platform with core banking systems, payment gateways, KYC/AML providers, open banking APIs, and third-party financial data sources. Our engineers ensure secure, low-latency data exchange using REST, GraphQL, and ISO 20022-compliant protocols while maintaining complete audit trails.
Legacy Fintech System Modernization
We modernize outdated financial software by re-architecting systems for cloud compatibility, enhancing performance, upgrading security layers, and adding advanced automation. Our modernization services help you move from monolithic structures to microservices while improving resilience and compliance readiness.
Fintech UI/UX Design
We design user-centric, intuitive interfaces that simplify complex financial workflows. Our design team creates dashboards, calculators, transaction flows, onboarding experiences, and analytics screens optimized for conversion, accessibility, and financial accuracy.
Cloud Migration
We migrate fintech platforms from on-premise environments to secure cloud infrastructure without compromising data integrity or disrupting business operations. Our team modernizes architectures, optimizes workloads, and ensures encrypted data transit.
Recent Fintech & Financial Software Projects
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Social Media Platform Maintenance – GAC Nation
We provided web and app maintenance services for a social media platform, including performance optimization, bug fixes, feature updates, and support for third-party integrations across Android, iOS, and the web.
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Jopla: Italy’s Premier Service Marketplace
Discover how Space-O maintained Jopla, Italy’s leading marketplace platform that connects service providers with job seekers using advanced KMM technology
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CallRecorderPro: Call Recording App for Mobile Users
CallRecorderPro is a phone call recording app that not only captures video and audio conversations but also helps organize and access them effortlessly when needed.
Types of Fintech Solutions We Develop
We build secure, scalable, and regulation-ready fintech platforms that support high-volume financial operations and seamless digital experiences.
Digital Banking & Neobanking Platforms
We develop modern digital banking systems that support account management, payments, card controls, budgeting tools, multi-currency support, and secure authentication. These platforms meet strict banking compliance standards and scale with user growth.
Payment Processing & Billing Solutions
We create end-to-end payment platforms that manage checkouts, invoicing, subscription billing, settlements, and reconciliation. Our solutions integrate with leading gateways and maintain PCI DSS compliance to ensure safe transactions.
Lending & Credit Management Platforms
We build lending systems that automate loan origination, credit scoring, underwriting, KYC/AML verification, EMI scheduling, and repayment tracking. These platforms reduce manual workloads and accelerate loan approvals for financial institutions.
Wealth Management & Investment Platforms
We engineer wealthtech applications that support robo-advisory, portfolio tracking, market insights, risk profiling, goal-based investing, and compliance reporting. These platforms empower users to manage investments confidently.
Insurtech Platforms
We develop insurance technology systems that streamline policy creation, premium calculations, claims processing, risk assessments, and agent workflows. These solutions improve operational efficiency and ensure regulatory alignment.
RegTech & Compliance Automation Solutions
We deliver RegTech platforms that automate compliance monitoring, AML/KYC checks, audit trails, suspicious activity detection, and regulatory reporting. These solutions help financial institutions reduce risk and maintain full compliance.
Tools and Technologies We Use to Develop Fintech Web Solution
Our pharmacy app development company leverages cutting-edge technologies and healthcare-specific frameworks to build secure, scalable, and PIPEDA-compliant telehealth applications. Here’s our comprehensive tech stack across mobile, web, backend, real-time communication, and healthcare interoperability standards that power our professional mobile app development services.
Frontend
HTML5
CSS
JavaScript
React.js
Angular.js
Vue.js
Javascript
Node.js
Python
PHP
Golang
Java
.NETDatabase Management
PostgreSQL
MongoDB
MySQL
Redis
Oracle
SQL ServerFintech Integrations & APIs
Plaid
Stripe
Razorpay
PayPal
Teller
Finicity
Visa APIs
Mastercard APIs
Open Banking APIs
Microsoft Azure
Google Cloud Platform
AWS
DigitalOceanDevOps & Tools
Docker
Kubernetes
GitHub Actions
Jenkins
Terraform
SonarQubeAnalytics & BI Tools
Power BI
Tableau
Looker
Custom ML dashboardsAI-Powered Features We Build for Fintech Platforms
AI Credit Scoring
We implement ML-based scoring models that analyze applicant data, spending behavior, and risk factors to provide real-time insights into creditworthiness.
Fraud Detection & Risk Analytics
We configure AI-driven anomaly detection to identify unusual transactions, suspicious activities, and compliance breaches through real-time pattern analysis.
Automated Underwriting
We build rule-based and AI-enhanced underwriting engines that evaluate applications, verify documents, and calculate risk scores instantly.
Conversational Banking Chatbots
We integrate AI chatbots that deliver account support, transaction details, and financial advice while syncing all interactions with backend systems.
Personalized Financial Recommendations
We implement recommendation engines that analyze user behavior to suggest investments, spending-related actions, and account optimizations.
Smart Workflow Automation
We configure AI automation for loan approvals, invoice categorization, transaction routing, reconciliation, and AML flag handling.
Our Fintech Development Approach
Being a trusted fintech software development partner, we follow a structured and compliance-driven methodology to deliver secure, scalable, and high-performance digital financial solutions. Our process minimizes risks, accelerates delivery, and ensures your platform meets evolving regulatory and market demands.
Discovery & Requirement Analysis
1
We analyze your business model, compliance obligations, and user journeys to define a clear fintech product vision. Our team identifies regulatory requirements, risk factors, security expectations, and technical dependencies early in the process. This discovery phase establishes a precise scope, measurable KPIs, timelines, and success metrics for smooth execution.
Map Financial Workflows & Platform Logic
2
We systematically map out financial operations, calculations, transaction flows, and approval cycles. Our experts define KYC/AML processes, payment logic, risk controls, and regulatory rules to create a strong operational foundation. This ensures your fintech solution follows industry standards and delivers accurate, secure, and seamless user experiences globally.
Design Secure & Scalable Architecture
3
We architect a robust system with a flexible, cloud-ready infrastructure that supports high performance and global scalability. Our team designs data models, integration layers, and security frameworks aligned with banking APIs, payment gateways, and compliance standards. This architecture ensures long-term reliability, resilience, and seamless expandability.
Develop Core Modules & Integrations
4
We develop modular, reusable fintech components to accelerate the build process while maintaining adaptability. Our development team integrates payment systems, digital onboarding tools, KYC/AML engines, card processors, and banking APIs. We also set up dashboards, automated workflows, and reporting tools to support efficient financial operations.
Testing, Security Audits & Compliance Validation
5
We conduct rigorous multi-layer testing that includes penetration testing, transaction validation, and performance assessments. Our compliance engineers verify your platform against regulations such as PCI DSS, SOC 2, GDPR, and other regional financial standards. We refine the system based on audit results to ensure complete regulatory alignment before launch.
Launch, Monitor & Optimize for Business Growth
6
We deploy your fintech solution securely and ensure seamless onboarding for users and administrators. Our team monitors real-time performance, security posture, and transaction behavior to maintain system stability. We continue optimizing features, scaling modules, and enhancing capabilities to support evolving business goals and regulatory changes.
Client Testimonials
Project Summary
Mobile App Dev for Water Delivery Company
Space-O Technologies develops a mobile application for a bottled water delivery company. The target goal is to create a platform that will make water delivery more accessible for customers.
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Project Summary
Mobile App Dev for Software Company
Space-O Technologies has provided mobile app development services for a software company. The team has developed a social networking mobile app for the client.
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Project Summary
Mobile App Dev for Audition Management Solution Provider
Space-O Technologies has developed a mobile app and website for an audition management solution provider. The team has designed the app and logo and integrated the site with the app.
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Project Summary
Custom App Development for Event Management Company
Space-O Technologies has been hired by an event management company to fix and optimize their app. The team is also responsible for creating an admin panel that would make it easier to handle customer requests.
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Project Summary
Augmented Mobile App Dev for Mobile App Firm
Space-O Technologies augments the in-house dev team’s work. They’re given design and technical background, and the team executes exactly what’s asked of them, resulting in a continued partnership.
View All →Why Choose Space-O for Fintech Web Development?
Space-O Technologies is a trusted fintech software development company that builds secure, compliant, and high-performing financial platforms. Our team combines deep fintech expertise with proven engineering methodologies to deliver reliable solutions from strategy to deployment.
Our Commitment to Excellence
- Deliver fintech software solutions since 2018, demonstrating our long-term dedication to secure and scalable financial product development.
- Complete 40+ fintech implementations across payments, lending, wealth management, and compliance for clients in Canada, the US, and Europe.
- Maintain a 65% repeat and referral business rate, reflecting strong client trust, consistent delivery quality, and long-term partnership success.
Deep Fintech Domain & Multi-Platform Expertise
- Build platforms that align with critical fintech requirements, including KYC/AML verification, payment processing, fraud detection, and secure transaction flows.
- Develop core financial modules such as digital wallets, loan origination systems, investment dashboards, automated billing platforms, and neobanking solutions.
- Follow a platform-agnostic approach to recommend the best-fit technologies—microservices, serverless architecture, open banking APIs, or blockchain—based solely on your performance and compliance needs.
Proven Secure Development Methodology
- Offer a free 30-minute fintech strategy session to assess your business needs, compliance scope, and technical architecture.
- Use an Agile development model that delivers working features every 2–3 weeks, ensuring continuous feedback and faster time-to-market.
- Provide transparent pricing with no hidden costs, covering architecture, development, integrations, security layers, testing, compliance validation, and ongoing support.
Industries We Serve
FinTech is transforming various industries by introducing automation, data-driven insights, and secure digital financial solutions. Here’s how FinTech is applied across the industries you listed:
Healthcare
FinTech streamlines healthcare payments, insurance claims, and patient billing through mobile payment platforms, blockchain-based smart contracts, and automated invoicing systems. These innovations reduce administrative costs, speed up reimbursement, and improve access to healthcare services, especially for underserved populations.
Real Estate
In real estate, FinTech enables faster and more secure transactions by automating workflows, offering embedded payment solutions, and providing AI-powered property valuations. Blockchain and digital wallets reduce reliance on paper checks, while data analytics and fraud prevention tools enhance transparency and security.
Manufacturing
FinTech solutions for manufacturing integrate with ERP and inventory systems to offer real-time financial insights, automated invoice processing, and supply chain financing. Multi-currency support and tax compliance features help firms manage global transactions efficiently, while early payment options strengthen supplier relationships.
Legal and Compliance
FinTech assists law firms by automating billing, managing client trust accounts, and ensuring compliance with financial regulations. Secure digital payment platforms and automated reporting tools help firms maintain transparency and reduce administrative burdens.
Food and Beverage
In the food and beverage industry, FinTech enables seamless payment processing, loyalty program integration, and inventory financing. Digital wallets and automated ordering systems streamline operations and improve customer experience.
Travel and Leisure
FinTech platforms in travel and leisure automate booking payments, facilitate loyalty program management, and provide secure, real-time transaction tracking. These solutions enhance customer trust and reduce operational costs.
Technology and SaaS
For SaaS and subscription-based businesses, FinTech supports automated billing, recurring payment management, and usage-based pricing models. Real-time analytics help businesses optimize revenue and reduce churn.
Insurance
FinTech is used in insurance for policy management, automated claims processing, and secure document handling. Advanced analytics and fraud detection tools help insurers improve efficiency and compliance.
Frequently Asked Questions About Fintech Web Development
How long does it take to develop a fintech web platform?
A basic fintech MVP typically takes 10–14 weeks, while enterprise-grade platforms with KYC/AML, payment gateways, and banking APIs usually require 4–6 months. We define timelines after the discovery and compliance assessment phase. The timeline depends on platform complexity, compliance requirements, and integrations.
How much do fintech development services cost?
Fintech development costs vary widely, generally ranging from $30,000 for basic apps to over $300,000 for complex solutions. Costs depend on project scope, complexity, integrations, compliance requirements, and timeline. We conduct a discovery phase, define the scope clearly, and share a transparent proposal with an exact cost breakdown.
How do you ensure security and regulatory compliance in fintech web development?
We follow a security-first, compliance-driven approach. Our fintech platforms are built to align with PCI DSS, SOC 2, GDPR, and regional financial regulations. We implement encrypted data storage, secure APIs, role-based access controls, audit logs, and conduct penetration testing and compliance validation before launch.
Can you integrate our fintech web platform with banks and payment providers?
Yes. We integrate fintech platforms with core banking systems, payment gateways, open banking APIs, and financial data providers. This includes integrations with Plaid, Stripe, PayPal, Visa/Mastercard APIs, KYC/AML services, and ISO 20022-compliant systems, ensuring secure and low-latency data exchange.
Who owns the source code and intellectual property?
You retain 100% ownership of the source code, data, and intellectual property. All projects are protected under NDAs, and IP ownership is clearly defined in the contract from day one.
Can you modernize or rebuild an existing fintech web application?
Yes. We offer fintech system modernization services to upgrade legacy platforms. This includes migrating monolithic systems to microservices, improving performance, enhancing security layers, enabling cloud scalability, and ensuring the platform meets current regulatory standards without disrupting operations.
Can your fintech web solutions scale as user volume and transactions grow?
Yes. We design fintech platforms using cloud-native and scalable architectures that support high transaction volumes and concurrent users. Our systems are built to scale horizontally, handle peak loads, and maintain performance as your user base and financial operations grow.
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Trusted by
Bashar Anabtawi 
Canada
“I was mostly happy with the high level of experience and professionalism of the various teams that worked on my project. Not only they clearly understood my exact technical requirements but even suggested better ways in doing them. The Communication tools that were used were excellent and easy. And finally and most importantly, the interaction, follow up and support from the top management was great. Space-O not delivered a high quality product but exceeded my expectations! I would definitely hire them again for future jobs!”
Canada Office
2 County Court Blvd., Suite 400,
Brampton, Ontario L6W 3W8
Phone: +1 (437) 488-7337
Email: sales@spaceo.ca